This film tells the story of intelligent and brazen Sam, who leads a ring of recruited university students to become credit card thieves to supplement their income. They inadvertently rob a notorious gangster named Marcel and are then forced to up their game 10 times the amount stolen with interest. They take their scam on the road to Miami, the city of "high stakes" to pay off their debt. After a series of unfortunate mistakes, Sam's team falls short of their debt and they set their sights on a daring jewelry heist. Sam now needs to finish the scam, while turning the tables on Marcel before everyone in the team goes down.